I have a 'Wedding Planning Golden Rule' that even when planning
celebrations with generous budgets I try to keep at the forefront
of my mind: How much money you spend celebrating
your commitment to one another is not a measure of its
strength. Weddings are about people, not the pounds and pence.
I know that the celebrity weddings featured weekly in glossy
magazines can frighten the average couple into thinking that
weddings are all about how much you spend impressing your friends
and relatives. They are not. A wedding should reflect who you are
and say something about your own sense of style and values - not
those of a soap star, glamour model or Hollywood A-lister.
If you are nervous about tying the knot in the current financial
climate don't be scared into postponing your plans before
considering that now is the time to secure yourselves a bargain.
But never, ever get yourself into debt by spending more than you
can afford on your dream day. Do not borrow, do not put it all on a
credit card. Plan only for what you can afford: starting your
married life in debt is a recipe for disaster...
But if you have put a pot of money aside for your wedding then
there has never been a better time to get married. The money is not
earning you much interest in the bank and now is the time to bag
yourself a serious bridal bargain. If you are willing to be
flexible there are last minute deals to be had at hotels and
wedding venues up and down the country. If you'll consider a
weekday wedding then you could shave up to 25% off the costs.
Don't be afraid of planning a last minute wedding. If key
suppliers such as photographers, florists, entertainers and
honeymoon tour operators have spaces in their diaries over the next
three months, then there is serious room for negotiation. Those
dates are unlikely to be filled so they should be far more open to
offering a deal.

The Credit Crunch Top Ten Wedding Budgeting Tips
Money Management: Plan only for he type of wedding
you can afford. Create your perfect day not a premier league
footballer (or future King of England's) dream day. Set a
realistic budget and prioritize the main areas of spending: if
flowers are more important than the cake for example, then budget
for a simple cake and spend more on flowers.
Keep overspending in check: if you overspend in one
area of your wedding then immediately claw it back from another. So
if the photographer was £/$/€150 more than budgeted, immediately
cut that amount from the spend elsewhere.
Keep control of your guest list: Around 50% of the
budget goes on the venue hire food and drink. If the cost per head
is £/$/€75 for example, then it is easy to see how inviting an
extra 5 people will add a significant amount to the overall
spend.
Beware of fixed price packages: check what is
included and what you actually want. Negotiate and do not be
bamboozled into signing a contract until you are happy with what
you are agreeing to.
Read the small print: are taxes and service charges
included? If not, then an extra 10% service charge for food and
beverages plus 20 tax/VAT on the total bill could mean hundreds if
not thousands more than budgeted. So do the sums.
Don't be over-generous! 'Favors' are sometimes just
table clutter. You do not need to buy your guests a gift and unless
it is really worth having it will be left behind. And if you are
offering a free bar you do not have to include spirits. Wine and
beer is sufficient and often all people expect.
Borrow what you can and hire expensive items. Who
has recently married and could lend you a veil or jewelery? And
many items can be hired such as vases, topiary, linens and
decorations.
Enlist the help of talented friends. If someone can
bake then they can do the cake!
Do not spend to alleviate pre-wedding nerves! In
those final weeks before the wedding when it is all planned the
bride-to-be especially feels she should be doing something. This is
when the evil cosmetic companies get to girls and play on their
nerves telling them that in order to radiate gorgeousness on their
wedding day they need to spend £/$/€75 on a pot of face cream and
buy hundreds of pounds worth of make-up. You do not.
(For more help with your big day don't forget our range of
wedding plannning smartphone apps and books available via our
Boutique )
© Sarah Haywood, 2012